While taking maternity leave from your job, it is quite common for women and their families to feel that something is amiss. While there is a mandatory payment made for women on maternity leave, it usually only amounts to approximately 90% of the total earned during normal working times. It may not seem like much but that 10% can make a big difference – especially with all the new expenses a new baby brings into the household. Another issue for many women on maternity leave is how to occupy their time – other than when the baby is awake, of course! No matter why a new mother is looking for ways to get paid while on maternity leave, the good news is that it is certainly possible.
If you are thinking of working as a freelancer while on maternity, there are a couple things to keep in mind. First, it is allowed to work from home on your own projects and still receive your maternity benefits. That is not always the case, however, if you plan to work for another employer. The regulations governing maternity leave state very clearly that any work done over the 10 Keeping In Touch (KIT) hours will affect maternity payments negatively. Fortunately, when you work in a self-employed capacity, your maternity leave income is unaffected.
Statutory Maternity Pay (SMP) is the standard form of maternity leave pay in the UK. And, it is the version of maternity pay which is tied to an employer. When receiving SMP, the only other work you can do is freelance work, unless an agreement is reached between you and your employer to go and work for someone else during your maternity leave. It important to be cautious taking on extra work of any sort, however, because there is always a risk of canceling out your maternity leave pay.
It may also be useful to know that if you are already self-employed when the baby comes along, it is also possible to get maternity leave payments up to 90% of your regular self-employed income. The type of maternity pay that you get as a freelancer is called, Maternity Allowance (MA), and functions in the same ways as Statutory Maternity Pay.
When working from home, you want to make the most of the time that you spend looking for in carrying out paidwork. No matter what type of skills you have, building a personal profile and connecting to those looking for the types of services you can offer is always the first place to start.
There are several ways to work as a freelancer, including subcontracting your skills to complete tasks for other people, and creating an agency which connects other talented people with new clients. For the latter option to work, a freelance platform will certainly help you find the experts you need, so that you can focus on more important aspects of your new self-employment venture.
Whether you have skills in graphic design, audio/video, marketing, writing, or virtually anything else, you can find many opportunities for getting paid while on maternity leave at PaidWork.